Aztec Financial is a Direct Lender, Serving California Since 1987.

Aztec Financial is a Direct Lender with over $100 Million in Private Funds.
Aztec Financial will go out of their way to customize
a loan program that fits your specific needs.

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No Financials - Equity Based - Minimal Qualifying

Aztec Financial specializes in RUSH Funding and NO RED TAPE!
- Fix and Flip Loans
- Hard Money Loans
- Commercial Property Loans
- Rental Property Loans
- Spec Home Loans
- Business Purpose Loans
Call us with any questions or get started now! Just fill out our convenient application.

We may lend you up to 100% of the purchase price and the cost of repairs on any residential or commercial property!

We are flexible to custom make a loan based on your business model whether you want us to fund based on your purchase price, future value, or just pull cash out on any type of real estate in California. Never a prepayment penalty or required reserves paid upfront and if you are getting a great deal we may not require money down.

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  • “I’ve been a Real estate Broker and Investor for over 15 years. Aztec Financial has provided funding for several of my projects. The most important factors and services a private party lender can provide is timely funding and flexibility in structure. Aztec has never failed to fund my deals once a loan commitment has been issued. This gives me confidence to know once I make an offer, I can close the deal. The staff is overwhelmingly courteous to help you through the entire process, from execution of loan documents, servicing of the loan, timely inspections and the closing of your transaction. If you are a real estate investor looking for fast, flexible funding, I highly recommend Aztec Financial as your go to lender!”

    – Kenneth B.

  • “I have worked with at least 5 of the top private lenders and Aztec Financial has been the best for me, with well over 40 transactions together Joel, Melanie, Kenny and the rest of the team have given me nothing but the best, Top notch quality service, no other private lender has been able to match what Aztec Financial does for me, I highly recommend Them, Sincerely,”

    – Gus I.

  • “Aztec Financial has been my go to lender for the past 19 years. They make it quick and easy without a lot of red tape. They understand the real estate investor and work with you on your goals. I have dealt with many lenders and have to say that the Aztec staff and customer service is also what sets them apart from the rest. ”

    – Austin L.

  • “Aztec Financial not only offers great terms and fair pricing, they also go out of their way to ensure your success while providing great customer service. They are second to none.”

    – George W.

  • “When your offer is accepted it is imperative that your lender is ready and able to respond. My last two transactions were accepted and Aztecs funds were ready to be wired in 48 hours. Aztec has been dependable in funding more than fifty (50) transactions for my company.”

    – Marvin F.